Checking Accounts

With ABNB checking, you have the convenience you want and the flexibility you need.

ABNB Federal Credit Union now has the checking account that fits your lifestyle! Members now have a choice - interest paying, no monthly fee, debit card rewards, electronic checking, whatever suits their lifestyle and need!

We offer:

• eChecking - If you prefer handling most of your transactions electronically, this is the account for you. This FREE account saves you time in the branch AND gives you the added benefit of no monthly maintenance fee.*
• Classic Checking - Simple. Affordable. Classic Checking gives you real benefits that start with only a $15 initial deposit.
• Choice Checking - A convenient, affordable checking account with no inital deposit to open!
• Premium Checking - Make more money - put dollars in an interest-bearing checking account. Receive a higher rate of dividends and greater value-added incentives.
• Premium Plus Checking - A checking account that maximizes value by offering you exclusive rewards and benefits for keeping a higher balance!

*Must maintain eServices and eStatements in order to obtain FREE benefits.

Click here for more information on our NEW Lifestyle Checking products!

 

Overdraft Protection

Overdraft protection provides peace of mind. In the event that the funds in your checking account are insufficient, overdraft protection will automatically transfer money to your checking account to cover outstanding checks. The overdraft option must be selected by the member to be active.

There are two options for Overdraft Protection:

• From Your Savings Account. In accordance with Federal Regulation D, you may transfer up to six times per month from any share account designated to cover non-sufficient funds.
• From Your Overdraft Line of Credit. Alternately, you may apply for an ongoing Line-of-Credit. The interest rate for the Line-of-Credit is dependant upon the member's credit qualifications.

The overdraft option must be selected by the member, who specifies which account will provide the primary overdraft protection.

Blocked Visa Debit Card in Foreign Countries

Occasionally, ABNB members experience fraudulent transactions on their Visa Debit Cards that is generated from overseas countries. To protect members' accounts, the credit union will block all Visa Debit Card transactions coming from a country in which the fraud is occurring. In addition, the credit union may feel the need to proactively fight identity theft and fraud by blocking signature based transactions with some foreign countries.

Currently, ABNB has all Visa Debit Card transactions (PIN and Signature based) blocked in the following countries: Ukraine, Japan, & Saudi Arabia

And, signature based transactions are currently blocked in the following countries: Russia, Italy, China & Mexico