Credit Cards
An ABNB credit card is a valuable tool. When one is in your wallet, it's working to save you money - with annual percentage rates (APR) as low as 7.99%; and working to save you time - with the convenience of knowing it is accepted at hundreds of thousands of locations throughout the world.
ABNB offers members four credit card choices designed to meet your needs:
- MasterCard Classic
- VISA Platinum Rate
- VISA Platinum Reward
There are many benefits of our credit cards including, but not limited to: No Annual Fee, No Cash Advance Fee, Low Annual Percentage Rates, 25 day grace periods, Travel Insurance, and Bonus Points.
Take a look at this chart to compare our credit card products and determine which one is right for you.
| Card Type Details | Mastercard Classic | VISA Platinum Rate | VISA Platinum Reward | |
|---|---|---|---|---|
| Credit Line | Minimum $500 | Minimum $500 | Minimum $500 | |
| Annual Fee | None | None | $25.00 (waived if more than 6 transactions in 12 months or $500 in purchases) | |
| Transaction Fees (Cash Advance Fee, Balance Transfer Fee) |
None | None | None | |
| APR for Purchases, Cash Advances & Transfer* |
9.49%- 17.99% | 7.99% - 17.99% | 9.49% - 17.99% | |
| Performance Rate** |
18.00% | 18.00% | 18.00% | |
| Grace Period |
25 days | 25 days | 25 days | |
| Late Payment Fee |
$25.00 | $25.00 | $25.00 | |
| Over-limit Fee |
$25.00 | $25.00 | $25.00 | |
| Bonus Points | ScoreCard Bonus Points | -- | ScoreCard Bonus Points |
* ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s). Lines of Credit are subject to approval. We reserve the right to periodically review your account which may result in your interest rate being changed. Please refer to your "Important Information About Your Credit Cards" insert for further explanation.** A Performance APR of 18.00% will be imposed on the total balance if your account becomes 2 times 30 days past due or 1 time 60 day past due in the current and preceding 11 months.Changes to This Plan: We reserve the right to change any and all of the terms of this agreement. For example, we can change the type and amount of the fees we charge, the interest rate, and the minimum payment amount, as well as the other features of this plan.
