Advice & Planning
Honest to Goodness Savings
Since 2011, ABNB has been on a mission to save the SE Virginia and NE North Carolina community from high interest loans and low returns on their investments with some of the lowest loan rates and highest returns available!
Throughout the past 7 years, we've saved our members over $56 million!
What Our Members Are Saying
"Transferring my financial accounts to ABNB has been one of the best decisions I have made.
Their professionalism, politeness and personal attention to detail have proven to be quite beneficial for me when planning for savings and investments."
“That extra $73 a month is a really big help, especially with the cost of groceries and gas constantly going up! It’s that little extra that pays for us to go out to eat every once in a while. We’re just so thankful for this, in the big picture…it’s such a big deal. All thanks to ABNB!”
“We came in to do a quick transaction, when the teller told us she could save us some money on our new car loan. We found out that by refinancing our original car loan with ABNB, we could save over $20,000 in interest. Personally, the savings has relieved a huge financial burden for us.”
"I came to ABNB's Fairfield branch and they were a great help setting up my new account and explaining how different a credit union is from a traditional bank. They were also able to consolidate my credit cards when my other bank would not help me.
Best move I could have made to choose ABNB and leave the traditional banking behind! Thanks ABNB Fairfield!"
1 APR = Annual Percentage Rate. Existing ABNB loans are not eligible for this promotional offer. All loans are subject to approval. Membership eligibility and $1 share deposit are required. Rate offered will vary based on credit worthiness. Rates are subject to change at any time. Some restrictions apply. 2011 and newer auto and truck loans with a minimum balance of $5000 and 90,000 miles or less are eligible for this promotional offer. Commercial vehicles are not eligible.
2 7.99% (APR) Annual Percentage Rate varies depending on credit worthiness. Some restrictions apply. See an ABNB representative for details.
3 ANNUAL PERCENTAGE YIELD (APY). The dividend rate and APY are effective as of 03/01/2017. Penalties for early withdrawal of certificates may apply. Rates are subject to change without notice.
4 ANNUAL PERCENTAGE YIELD (APY). The dividend rate and APY are effective as of 03/01/2017. Penalties for early withdrawal of certificates may apply. Rates are subject to change without notice.
5 We do business in accordance with the Federal Fair Housing Lending Laws. Credit qualification applies to all mortgage loan applicants. A minimum advance or loan amount of $15,000 is required to qualify for the no closing cost feature. Home Equity lines of credit mortgage loans paid off and closed in less than 24 months from the loan origination date will require reimbursement of all closing costs. You must carry insurance on the subject property that secures this Home Equity mortgage loan. Closing costs are determined by the Home Equity mortgage amount.
6 Annual Percentage Yield (APY) No minimum deposit required to open an account. Rate tiers are subject to change. Rewards Checking rate tiers are as follows: 2.00% APY applies to balances of $.01 - $10,000 and 0.10% APY applies to balances over $10,000 as long as qualifications are met each statement cycle. Qualifications are as follows: 1) Must have at least 12 debit card purchases posted during the statement cycle (the 6th of the month through the 5th of the next month); 2) Must be enrolled in e-services to include e-statements, and; 3) Maintain one of the following recurring transactions: Automated Clearing House (ACH) direct deposit or Automated Clearing House (ACH) debit. Rates may change after the account is opened. Fees may reduce earnings. No minimum balance required. No monthly service charge. Available to personal accounts only. One account per primary member.
7 Insurance Products offered:
- Are not federally insured
- Are not obligations of the credit union
- Are not guaranteed by the credit union or any affiliated entity
- Involve investment risks, including the possible loss of principal
- Are being offered by an employee who serves both functions of accepting members’ deposits and the selling of non-deposit investment products