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Advice & Planning

Honest to Goodness Savings

Since 2011, ABNB has been on a mission to save the Hampton Roads community from high interest loans and low returns on their investments with some of the lowest loan rates and highest returns available!

Throughout the past 4 years, we've saved our members over $43 million! So, what are you saving for?

See all the ways ABNB can help you save
Rates as low as 1.99% APR*Calculator

Auto Loans

During this campaign, in the last 3 years, members who refinanced their auto loan with us saved an average of over $3,000 in interest! With auto loan rates this low, it's never too late to look into refinancing with ABNB!1
Rates as low as 7.99% APR*Calculator

Credit Cards

Our credit cards have low rates...that stay low. This is a perfect way to consolidate those high interest credit cards into one...and save on interest while you're at it!2
Rates as high as 1.60% APY*Calculator

Certificates

See what it's like to experience real growth with a certificate from ABNB. With rates this high and a wide range of terms available, it's never too soon to start saving for the future! Certificates are a great way to start earning on your savings with high dividend rates and low risk. Certificates are available in 6, 12, 24, 36, and 60-month terms. PLUS we're offering limited time only Jumbo Special Certificates available in 8, 15, 27, 39, and 63-month terms.3
Rates as high as 2.25% APY*

IRA Certificates

Whether you're still hard at work or hardly working these days... You need an Individual Retirement Account (IRA) that keeps your money growing. IRA Certificates are available in 6, 12, 24, 36, and 60-month terms. PLUS we're offering limited time only Jumbo Special IRA Certificates available in 8, 15, 27, 39, and 63-month terms.4
Rates as low as 3.327% APR*Calculator

Mortgages

ABNB offers first mortgages as well as second mortgages and home equity products that can save you some serious cash! By utilizing a home equity loan, you could consolidate your debt and start saving on those crazy high interest rates.5
Rates as high as 3.00%*Calculator

Checking

FREE checking accounts are awesome. But checking accounts that PAY YOU are even better! With our Kasasa Cash Checking accounts from ABNB, you can earn as much as 2.00% APY* on your checking account balance!6

Insurance

Another great way to start saving yourself some serious cash is by utilizing ABNB's insurance agency, Member's Assurance. Our agency works with premier insurance companies to provide you with the most coverage while getting you the best rates! Let Member's Assurance do the price comparisons for you to see how much you can save!

What Our Members Are Saying

    "Transferring my financial accounts to ABNB has been one of the best decisions I have made.

    Their professionalism, politeness and personal attention to detail have proven to be quite beneficial for me when planning for savings and investments."

    “That extra $73 a month is a really big help, especially with the cost of groceries and gas constantly going up! It’s that little extra that pays for us to go out to eat every once in a while. We’re just so thankful for this, in the big picture…it’s such a big deal. All thanks to ABNB!”

    “We came in to do a quick transaction, when the teller told us she could save us some money on our new car loan. We found out that by refinancing our original car loan with ABNB, we could save over $20,000 in interest. Personally, the savings has relieved a huge financial burden for us.”

    "I came to ABNB's Fairfield branch and they were a great help setting up my new account and explaining how different a credit union is from a traditional bank. They were also able to consolidate my credit cards when my other bank would not help me.

    Best move I could have made to choose ABNB and leave the traditional banking behind! Thanks ABNB Fairfield!" 

    1 APR = Annual Percentage Rate. Existing ABNB loans are not eligible for this promotional offer. Rates based on creditworthiness, so your rate may differ. Rates are subject to change at any time. 2009 and newer auto and truck loans are eligible for this promotional offer. The maximum term is 72 months and the minimum loan balance required for eligibility is $5,000. Payment example: Loan amount of $20,000 at 1.99% APR for 60 months would have a monthly payment of $350.00.

    2 7.99% (APR) Annual Percentage Rate varies depending on credit worthiness. Some restrictions apply. See an ABNB representative for details.

    3 ANNUAL PERCENTAGE YIELD (APY). The dividend rate and APY are effective as of 06/01/2014. Penalties for early withdrawal of certificates may apply. Rates are subject to change without notice.

    4 ANNUAL PERCENTAGE YIELD (APY). The dividend rate and APY are effective as of 06/01/2014. Penalties for early withdrawal of certificates may apply. Rates are subject to change without notice.

    5 We do business in accordance with the Federal Fair Housing Lending Laws. Credit qualification applies to all mortgage loan applicants. A minimum advance or loan amount of $15,000 is required to qualify for the no closing cost feature. Home Equity lines of credit mortgage loans paid off and closed in less than 24 months from the loan origination date will require reimbursement of all closing costs. You must carry insurance on the subject property that secures this Home Equity mortgage loan. Closing costs are determined by the Home Equity mortgage amount.

    6 Annual Percentage Yield (APY) No minimum deposit required to open an account. Rate tiers are subject to change. Rewards Checking rate tiers are as follows: 2.00% APY applies to balances of $.01 - $10,000 and 0.10% APY applies to balances over $10,000 as long as qualifications are met each statement cycle. Qualifications are as follows: 1) Must have at least 12 debit card purchases posted during the statement cycle (the 6th of the month through the 5th of the next month); 2) Must be enrolled in e-services to include e-statements, and; 3) Maintain one of the following recurring transactions: Automated Clearing House (ACH) direct deposit or Automated Clearing House (ACH) debit. Rates may change after the account is opened. Fees may reduce earnings. No minimum balance required. No monthly service charge. Available to personal accounts only. One account per primary member.