Auto Loans

Car Illustration

Ahh..nothing beats the feeling of sitting in that brand new car.  

Whether you have a need for speed and are looking for the fastest thing out there or you're a growing family looking for the best safety features...getting the best deal is important to everyone.  

Get the best deal for your vehicle loan through ABNB...we'll finance (and refinance) new and used vehicles with 100% financing with low fixed rates and competitive terms.  

Right now our vehicle loan rates are as low as 1.79% APR!

Get pre-approved online today →

Also, check out the options we have available for your new or used car purchase! Be sure to protect your new purchase with GAP insurance and an extended warranty. Plus, with our AutoCash promotion, you could get paid...just for visiting a dealer!


Are you currently paying on an auto loan with a less-than-fair rate? Now's the time to refresh your auto loan and make a new start with cash back in your wallet! 
When you refinance your auto loan with ABNB, you'll get:
Up To $300 Cash Back (Based on 1% of the total refinanced)

90 Days With No Payments

Rates As Low As 1.79% APR*

With up to $300 cash in your wallet, 90 days of payments to save on, and the monthly savings you'll see with a lower interest rate, you'll have a nice little chunk of change to do whatever you want with! Save it for a rainy day, pay down other debts, or put it towards that vacation you're long overdue for.

Get pre-approved today →

I'd like more information about refinancing my auto loan!

You could lose more than your vehicle if it is stolen or involved in a major accident - you could lose your investment. Why? Because most insurance policies only cover the value of your vehicle - something that rapidly declines during the first few years of ownership - which means your loan or lease balance could be higher than the value of your vehicle. GAP covers the difference between your primary carrier's insurance settlement and the amount of your loan or lease - less delinquent payments, late charges, refundable service warranty contracts, and other insurance related charges. 

GAP benefits may include the following for your protection:

  • Protection for the term of your loan up to 84 months.
  • Coverage for vehicles valued up to $100,000 at time of purchase.
  • Payment of benefits up to $50,000.
  • Coverage for auto insurance deductibles up to $1,000 if a gap exists.
  • Benefits for new or used vehicles, including cars, light trucks, motorcycles and some other motorized vehicles.

Please note: Coverage does vary by state. Contact us today at (757) 523-5300 to learn more. 

Be informed and make sure you know the real value of the vehicle you are buying, not just what the seller says. To find the value of your new or used vehicle, visit NADA.

Products offered through GAP Protection are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal.

Route 66 Extended Warranty LogoARE YOU PREPARED for a mechanical breakdown with your vehicle?  Do you have the necessary cash to pay for the rising cost of repairs?  If you answered no to either of these questions then a Route 66 Extended Warranty* is an intelligent investment to ensure that you are covered if a mechanical breakdown does occur.  The price of vehicles is consistently on the rise as well as the costs of repairing them.  Did you know that one in three vehicles will experience some type of mechanical failure in a given year?  According to, “the average three year old car has 55 problems per 100 vehicles”.

A Route 66 Extended Warranty not only protects your investment from expensive mechanical breakdowns, but it also comes with a $0 deductible, 24/7/365 Roadside Service, rental car benefits, 30-day money back guarantees, nationwide coverage, and is fully transferable.  The Route 66 Extended Warranty is the most comprehensive coverage for all makes and models of automobiles so that you will be able to enjoy your new purchase and have “peace of mind” because even the most reliable vehicle can develop a mechanical problem at any time. 

With the Route 66 Extended Warranty’s Open Enrollment you don’t have to purchase your warranty at the time of purchase, but at any time during the life of the vehicle.  Regardless if your vehicle is still under a manufacturer’s warranty, Route 66 Extended Warranty has a plan that will fit your vehicle. DON’T GET STUCK WITH OUT COVERAGE!

*Complete terms and provisions are contained within each Service Agreement. Please read Service Agreement for complete details.

How It Works:

  • Receive a FREE $20 gas gift card by bringing the coupon (provided in the video below) to a participating dealership.
  • OR Upgrade to a $50 VISA© card when you purchase a vehicle from a participating dealership and finance your loan with ABNB! Click here or call (757) 523-5353 to get pre-approved before you shop or tell your dealer you want ABNB financing.

The dealer will fax the coupon for fulfillment and return a copy to you as your receipt. That's it! You will receive your gift within two weeks. (If it has been two weeks and you have not received your gift, please call 888-634-4704, 9-5pm)

View the video below to receive your coupon today!



* ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s). All loans are subject to approval. Late payment fee is 5% of payment amount when more than 7 days late. Some restrictions apply. Rates are subject to change without notice.

*APR = Annual Percentage Rate. Existing ABNB loans are not eligible for this promotional offer. All loans are subject to approval. Membership eligibility and $5 share deposit are required. Rate offered will vary based on credit worthiness. Rates are subject to change at any time. Some restrictions apply. 2009 and newer auto and truck loans with a minimum balance of $5000 and 90,000 miles or less are eligible for this promotional offer. Commercial vehicles are not eligible. This will be a fixed rate loan with maximum allowable term of 72 months. Cash back amount is based on 1% of the “Payoff Amount” of the current loan, not to include additional products, with a maximum cash back amount of $300. Cash-Back will be disbursed within 30 days following the first posted payment. Interest will continue to accrue during the 90 day no payment period. Payment example: Loan amount of $20,000 at 1.79% APR for 72 months would have a monthly payment of $293.00 and a cash back value of $200.

Better Than A Bank


(757) 523-5300
(800) 443-1141
Member Service
Center Hours:
8 AM - 7 PM Monday - Friday 9 AM - 1 PM on Saturdays



Your savings are federally insured up to $250,000 by The National Credit Union Administration (NCUA), a U.S. Government agency. Non-dividend bearing transaction accounts have unlimited coverage, e.g. checking accounts that do not earn interest. ABNB FCU is an equal housing lender and does business in accordance with the Equal Credit Opportunity Act. Some links on our website are external and are not operated by the credit union. Please be aware that ABNB is not responsible for the content of the alternate websites and privacy and security may differ from those on ABNB’s website.

ABNB Federal Credit Union’s Routing Number is 251481627. Please contact us with any questions. © Copyright 2010 - ABNB Federal Credit Union. 830 Greenbrier Circle, Chesapeake, VA 23320. All Rights Reserved.

Disclosures | ABNB Staff | BOD