Checking

Do you do most of your banking online?  Do you want to start earning rewards and stop paying maintenance fees? 

No matter what you need in a checking account, we have an account that will fit your lifestyle.

 

 

Prefer handling most of your transactions electronically?  Then this account is for you. It saves you time in the branch, plus you get the added benefit of no monthly maintenance fee for as long as you maintain eStatements and eServices.

  • No initial deposit required to open account
  • No minimum balance required
  • No monthly maintenance fee (for as long as you maintain eServices and eStatements)
  • Plus! New account holders will receive a FREE credit report with the opening of their account!

Compare account options side-by-side →
View our Overdraft Protection options →
 

View Fees & Terms (PDF) →

Start earning BIG Rewards with this checking account. It maximizes value by offering exclusive rewards and benefits just for keeping a higher balance! This free, high dividend checking account is truly rewarding.  

  • FREE Bill Pay
  • No minimum balance
  • No initial deposit required to open account
  • No monthly fee
  • Dividend bearing (See current rates here)
  • Foreign ATM fees waived (up to $25 per cycle)
  • Plus! New account holders will receive a FREE credit report with the opening of their account!

View more information about our Rewards Checking accounts →

Compare account options side-by-side →
View our Overdraft Protection options →

View Fees & Terms (PDF) →

 

 


Checking Account Disclosures:
Lifestyle Checking products apply to personal and fiduciary account ownership only.

Identification with picture and signature is required to validate information provided on membership application, otherwise, the account can not be opened.

As part of the account opening process, ABNB may run a check system agency report and credit report prior to opening the checking account.

Federal Reserve Regulation D restricts transfers from savings to no more than six (6) transfers per month. These transfers include overdraft transfers, pre-authorized ACH debits, telephone transfers and other electronic banking transfers.

Rate Information - The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. The Dividend Rate and the Annual Percentage Yield may change monthly or quarterly as determined by the credit union Board of Directors.

Nature of Dividends - Dividends are paid from current income and available earnings after providing for the required reserves. The Dividend Rate and Annual Percentage Yield are the prospective rates and yields that the credit union anticipates paying for the applicable dividend period. *See Footnote.

Compounding and Crediting - The Dividend Period begins on the first calendar day of the period. Dividends will be on the last calendar day of the credited Dividend Period. *See Footnote.

Accrual of Dividends - Dividends will begin to accrue on cash deposits on the business day you make the deposit to your account. Dividends will begin to accrue on non-cash deposits (e.g., checks) on the business day you make the deposit to your account. If you close your account before accrued dividends are credited, accrued dividends will not be paid, except for Certificates.

Balance Information -Dividends are calculated using the Average Daily Balance Method which applies a periodic rate to the Average Daily Balance in the account for the Dividend Period and dividing that figure by the number of days in the period. The Average Daily Balance is calculated by adding the full amount of each day of the dividend period and dividing the figure by the number of days in the period.

Better Than A Bank

Phone

Local:
(757) 523-5300
Out-of-Town:
(800) 443-1141
Member Service
Center Hours:
8 AM - 7 PM Monday - Friday 9 AM - 1 PM on Saturdays

 

 

Your savings are federally insured up to $250,000 by The National Credit Union Administration (NCUA), a U.S. Government agency. Non-dividend bearing transaction accounts have unlimited coverage, e.g. checking accounts that do not earn interest. ABNB FCU is an equal housing lender and does business in accordance with the Equal Credit Opportunity Act. Some links on our website are external and are not operated by the credit union. Please be aware that ABNB is not responsible for the content of the alternate websites and privacy and security may differ from those on ABNB’s website.

ABNB Federal Credit Union’s Routing Number is 251481627. Please contact us with any questions. © Copyright 2010 - ABNB Federal Credit Union. 830 Greenbrier Circle, Chesapeake, VA 23320. All Rights Reserved.

Disclosures | ABNB Staff | BOD