Here's where credit unions really make a difference from the banks.
Rather than returning our profits to investors, we give them back to members through lower loan rates and higher account rates. This means more cash in your wallet.
Effective May 1, 2016
|Loan Product||Annual Percentage Rate|
|New Vehicle *||2.05% - 18.00%|
|Used Vehicle *||2.05% - 18.00%|
|New Boat, Motorcycle, RV Loan *||3.49% - 18.00%|
|Used Boat, Motorcycle, RV Loan *||3.49% - 18.00%|
|Personal Loan *||10.99% - 18.00%|
|Share Secured Loan *||3.00% above current dividend rate|
|MasterCard Platinum - Min $500**||9.49% - 17.99%|
|VISA Platinum Rate - Min $500 **||7.99% - 17.99%|
|VISA Platinum Reward - Min $500 **||9.49% - 17.99%|
|Sharedraft/Overdraft Line of Credit *||10.99% - 18.00%|
** Rates effective the date listed above.
General Loan Disclosures
* ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s). All loans are subject to approval. Late payment fee is 5% of payment amount when more than 7 days late. On mortgage loans a modification fee of 0.75% and closing costs may apply. Some restrictions apply. Rates are subject to change without notice.
Credit Card Disclosures
* ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s). Lines of Credit are subject to approval. Please refer to the 'Application and Solicitation Disclosure' for further explanation.
** Changes to This Plan: We reserve the right to change any and all of the terms of this agreement. For example, we can change the type and amount of the fees we charge, the interest rate, and the minimum payment amount, as well as the other features of this plan.