Loan & Mortgage Rates

Here's where credit unions really make a difference from the banks.

Rather than returning our profits to investors, we give them back to members through lower loan rates and higher account rates. This means more cash in your wallet.

Effective May 1, 2016

Loan Product Annual Percentage Rate
New Vehicle * 2.05% - 18.00%
Used Vehicle * 2.05% - 18.00%
New Boat, Motorcycle, RV Loan * 3.49% - 18.00%
Used Boat, Motorcycle, RV Loan * 3.49% - 18.00%
Personal Loan * 10.99% - 18.00%
Share Secured Loan * 3.00% above current dividend rate
MasterCard Platinum - Min $500** 9.49% - 17.99%
VISA Platinum Rate - Min $500 ** 7.99% - 17.99%
VISA Platinum Reward - Min $500 ** 9.49% - 17.99%
Sharedraft/Overdraft Line of Credit * 10.99% - 18.00%

View Mortgage rates on the Online Mortgage Center →


** Rates effective the date listed above.

General Loan Disclosures
* ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s). All loans are subject to approval. Late payment fee is 5% of payment amount when more than 7 days late. On mortgage loans a modification fee of 0.75% and closing costs may apply. Some restrictions apply. Rates are subject to change without notice.

Credit Card Disclosures
* ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s). Lines of Credit are subject to approval. Please refer to the 'Application and Solicitation Disclosure' for further explanation.

** Changes to This Plan: We reserve the right to change any and all of the terms of this agreement. For example, we can change the type and amount of the fees we charge, the interest rate, and the minimum payment amount, as well as the other features of this plan.

Better Than A Bank


(757) 523-5300
(800) 443-1141
Member Service
Center Hours:
8 AM - 7 PM Monday - Friday 9 AM - 1 PM on Saturdays



Your savings are federally insured up to $250,000 by The National Credit Union Administration (NCUA), a U.S. Government agency. Non-dividend bearing transaction accounts have unlimited coverage, e.g. checking accounts that do not earn interest. ABNB FCU is an equal housing lender and does business in accordance with the Equal Credit Opportunity Act. Some links on our website are external and are not operated by the credit union. Please be aware that ABNB is not responsible for the content of the alternate websites and privacy and security may differ from those on ABNB’s website.

ABNB Federal Credit Union’s Routing Number is 251481627. Please contact us with any questions. © Copyright 2010 - ABNB Federal Credit Union. 830 Greenbrier Circle, Chesapeake, VA 23320. All Rights Reserved.

Disclosures | ABNB Staff | BOD