personal loans

Credit Cards

Rates as low as

7.99% APR*

Choose one of our cards and get rates as low as 7.99% APR*!

When you’re part of the ABNB family, you can count on financing at competitively low rates. Our credit cards provide you with the purchasing power you need at a rate you can afford. So you don’t have to feel guilty about that new big screen TV.

Check out our card options and choose the one that works for you — whether you’re looking for rewards points or the lowest rate!

Summary

All of our cards feature:

Our card types include:

  • Visa Platinum – Enjoy low rates that stay low!
  • Visa Platinum Reward – Earn 1 point for every dollar spent to redeem for rewards like flights, gift cards, and more!
  • MasterCard Platinum – Enjoy the power of MasterCard while earning 1 point for every dollar you spend!
  • ONYX - The credit card as bold as you are with Bonus Points and ScoreCard Rewards!
*ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s). Lines of Credit are subject to approval. We reserve the right to change any and all of the terms of this agreement. For example, we can change the type and amount of the fees we charge, the interest rate, and the minimum payment amount, as well as the other features of this plan.
Compare Our Cards
Card Type Visa Platinum Visa Platinum Reward MasterCard Platinum ONYX
Credit Line Minimum
$500
Minimum
$500
Minimum
$500
Minimum
$5,000
Annual Fee None None None

None
(After the 1st year $79 annually)

Sign-up Bonus None None None

50,000 pts*
See Details

Transaction Fees (Cash Advance Fee, Balance Transfer Fee) None None None None
APR for Purchases, Cash Advances, & Transfer*

7.99%-17.99%

9.49%-17.99%

9.49%-17.99%

Prime plus
8% - 18%

Late Fee Grace Period 3 days 3 days 3 days 3 days
Late Payment Fee Up to $25 Up to $25 Up to $25 Up to $25
Over-Limit Fee None None None None
Rewards N/A

UChoose Rewards
Bonus Points

UChoose Rewards
Bonus Points

ScoreCardRewards
Bonus Points

*ANNUAL PERCENTAGE RATE (APR) varies according to credit history of applicant(s). Lines of Credit are subject to approval. We reserve the right to periodically review your account which may result in your interest rate being changed. Please refer to your "Important Information About Your Credit Cards" insert for further explanation. Changes to This Plan: We reserve the right to change any and all of the terms of this agreement. For example, we can change the type and amount of the fees we charge, the interest rate, and the minimum payment amount, as well as the other features of this plan.
uChoose Rewards

Start getting rewarded, just for doing what you already do....shopping with your ABNB credit card! Whether you use your credit card to finance a large purchase, or you're using it as an everyday spending card....why not start earning points for those purchases?! Over time, those points can add up, earning you free rewards like flights, gift cards, and tons of valuable merchandise. 

 

How do I earn points?

  • Easy! Every $1 you spend = 1 point
  • Plus, there are chances to earn bonus points with promotional offers on specific retailers you're probably already shopping at!


How do I redeem my points?

Once you've registered your credit card, you may redeem your points quickly and easily by visiting the uChoose Rewards website here. You can browse prizes based on your available points, product categories, and more.


Which ABNB credit cards offer uChoose Rewards?

Visa Platinum Rewards and Mastercard Platinum cards both offer uChoose Rewards! If you already have one of these credit cards, you're able to start collecting points! If you haven't already, go ahead and register your card by visiting the uChoose Rewards website here.


Can I view the actual rewards that will be available to me?

Of course! The uChoose Rewards program offers a huge variety of high-quality prizes. To see for yourself, you can visit the actual uChoose Rewards redemption store by clicking this link and logging in with the following credentials. Username is 'demouser', Password 'demouser'.
 

I still have a few questions about this program. Where can I learn more?

We're here to help! Feel free to stop by any one of our 17 convenient branch locations to speak with an ABNB representative or give us a call at (757) 523-5300. You may also view this helpful FAQ sheet that goes over some of those most common questions our members have about this program!

Register your current ABNB credit card for uChoose Rewards →