personal loans

Spring HELOC Special

Rates as low as

1.99% APR*

for the first 9 months!

Are you planning a vacation?

Maybe you’re looking to consolidate some bills?

Or in need of some extra cash for home improvements?

If you’ve got equity in your home, now’s the perfect time to take advantage of our special spring HELOC promotion!

A HELOC is perfect for ongoing projects, like home remodeling, because you can draw from it repeatedly without having to reapply. It uses the equity you’ve built within your home to finance all kinds of needs, from debt consolidation to major life events. It's almost like finding cash lining the walls of your house!

And as always, you can expect ABNB’s competitive rates that save you money in the long run!


  • Use the money for ongoing or seasonal purposes such as:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And much more!
  • No closing cost option available when you take an advance of at least $15,000
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Funds are released into a HELOC account, much like a checking account
  • Funds can be transferred to another account, withdrawn, or checks may be written to pull from the HELOC account
  • The interest paid might be tax deductible**
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing in Greater Hampton Roads and NE North Carolina
  • Attentive, friendly service from start to finish

Learn more by visiting our Online Mortgage Center!

Request Info

*APR = Annual Percentage Rate. Rates are subject to change without notice. Credit qualification applies to all mortgage loan applicants. Existing ABNB Home Equity Line of Credit loans excluded from this offer. Rate of 1.99% APR applies only for the first 9 months from date of funding. After introductory rate, rate will be based on Wall Street Journal Prime + Margin. APR. Prime rate as of 12/19/17 is 4.50% APR.  No Closing Cost feature on our home equity products require a minimum advance or loan amount of $15,000 of new money at time of loan closing. Home Equity lines of credit mortgage loans paid off and closed in less than 24 months from the loan origination date will require reimbursement of all closing costs. Offer valid for single family, owner-occupied, primary residences only. Closing costs are determined by the Home Equity product mortgage amount. Membership eligibility and $1 membership fee required. Promotion ends 04/30/2018.

**Consult a tax advisor.