personal loans

Home Mortgage Loans

Mortgage Loans

Rates as low as

3.327% APR*

Get move-in ready with low home mortgage loan rates!

Buying a home is one of the most exciting milestones in life — but it can also be one of the most stressful. At ABNB, we’re here to guide you through the home buying process step-by-step so you can have some fun while you find your dream house. 

You’ll also save money with our competitively low rates. Check out the mortgage programs we offer and contact one of our trusted officers to learn more!

Summary
  • Competitively low rates as low as 3.327% for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • Special financing programs available:
    • Conventional Mortgage Loans
    • FHA Loans
    • VA Loans
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing in Hampton Roads
  • Attentive, friendly service from start to finish

Learn more by visiting our Online Mortgage Center!

Mortgage Officers

We have a great team of Mortgage Officers available to help with all of your Mortgage questions.

Please note: Electronic mail cannot be guaranteed secure; confidential or personal information should not be communicated using this form.

Bianca Avery-Poland
Mortgage Loan Officer
(757) 403-8249
bavery@abnb.org
NMLS# 456281

Robin Posey
Mortgage Officer
(757) 510-2439
rposey@abnb.org
NMLS# 793982 

View ABNB Active NMLS Registrants

View Nationwide Mortgage Licensing System & Registry

We do business in accordance with the Federal Fair Housing Lending Laws.
FHLBank - Limited Time Funding

ABNB416 5477

FIRST-TIME HOMEBUYER:
Up to $5,000 Available for Home Purchase

Buying your first home is an important milestone in your life. Here at ABNB, we understand that finding the right financing plan is as important as finding a home that fits your lifestyle.

To help you get started on solid footing, ABNB can assist first-time homebuyers in accessing matching funds for the down payment and closing costs incurred when purchasing a home. For every $1 you contribute to
your home purchase, you can receive $4 in matching funds, up to $5,000. Funding is available to qualified first-time homebuyers.

In addition to meeting income eligibility requirements, the homebuyer must:

  • Contribute at least $1,000 toward the purchase of the home
  • Occupy the home as a primary residence for at least five years
  • Complete a homebuyer education and financial literacy course specified by FHLBank Atlanta

ABNB prides itself on providing accessible and feasible financial resources and mortgage products to first-time homebuyers. Please contact one of our loan officers to determine if you are eligible for First-time Homebuyer funding and to begin your application process.

COMMUNITY PARTNERS:
Up to $7,500 Available for Home Purchase

At ABNB, we are committed to supporting families and individuals who make their living serving others in the community. As part of this commitment, we offer a unique financial opportunity for current or retired law enforcement officers, educators, health care workers, firefighters, and other first responders who are purchasing a home.

ABNB can assist homebuyers in accessing matching funds for the down payment, closing costs, and rehabilitation costs incurred when purchasing a home. For every $1 you contribute to your home purchase, you can receive $4 in matching funds, up to $7,500.

Funding is available to qualified borrowers that meet product and income eligibility requirements, including first-time homebuyers or families and individuals that currently own a home or have previously owned a home. In addition to meeting eligibility requirements, the homebuyer must:

  • Contribute at least $1,000 toward the purchase of the home
  • Occupy the home as a primary residence
  • Complete a homebuyer education and financial literacy course specified by FHLBank Atlanta

Please contact one of our loan officers to determine if you are eligible for Community Partners funding and to begin your application process.

FORECLOSURE RECOVERY:
Up to $15,000 Available for the Purchase of a Foreclosed Home

If you are looking to purchase a foreclosed home, we’d like to help you get started on the right foot. ABNB offers a unique financing opportunity to families and individuals who purchase a home from the foreclosed home inventory of a Federal Home Loan Bank of Atlanta member financial institution.


Qualified buyers can receive matching funds to assist with the down payment, closing costs, or rehabilitation costs incurred with the purchase of the home. For every $1 you contribute to the purchase or rehabilitation of the home, you can receive $4 in matching funds, up to $15,000.

Funding is available to qualified borrowers that meet product eligibility requirements, including first-time homebuyers or families and individuals that currently own a home or have previously owned a home

In addition to meeting income eligibility requirements, the homebuyer must:

  • Contribute at least $1,000 toward the purchase of the home
  • Occupy the home as a primary residence for at least five years
  • Complete a homebuyer education and financial literacy course specified by FHLBank Atlanta

Contact one of our loan officers to help you determine if you are eligible for Foreclosure Recovery funding and to begin the application process.

VETERANS:
Up to $15,000 Available for Home Purchase or Rehabilitation

At ABNB, we are committed to supporting our military community by helping you have a home that is safe, accessible, and cost-effective to own. We’re also here to support you if you’re looking to achieve the dream of first-time homeownership or if you’re purchasing a new home to support a growing household.

As a special offering to the military community, ABNB can help eligible veterans or active-duty members of the U.S. military, their spouses, or their surviving spouses access grant funds to pay for accessibility improvements or energy-efficient upgrades to a home or to provide down-payment, closing-cost, and principal reduction assistance for the purchase of a home to be occupied as a primary residence. No matching funds from the homeowner or homebuyer are required.

  • HOME REHABILITATION FUNDING: Up to $15,000 for energy efficiency, weatherization, and accessibility improvements of an owner-occupied home. Eligible improvements include exterior ramps and sidewalks, bathroom and kitchen renovations, door widening, floor replacement, exterior doors, heating and air conditioning systems, insulation, roof, windows, low-flow plumbing fixtures, and more.
  • HOME PURCHASE FUNDING:  Up to $10,000 for the purchase or purchase and rehabilitation of a home to be occupied as a primary residence. Veterans, their spouses, or their surviving spouses who are first-time homebuyers or who currently own or have previously owned a home may be eligible. Income and other eligibility requirements apply.

Contact one of our loan officers for more information and to determine if you are eligible for funding.

*APR = Annual Percentage Rate.