personal loans

Onyx Card

8.00%APR* plus Prime


The Perfect Credit Card For Your Lifestyle

The ONYX card earns you rewards faster, with a sign up bonus of 50,000 points* and points on every dollar you spend!** And unlike most reward cards, there is NO annual fee!

This Card Offers:

  • *50,000 reward points rewarded when users reach cumulative $4,000.00 within first 90 days
  • NO annual fee
  • Awesome rewards like cash back, travel bookings, concierge services, and gift cards
    • Shopping: Discounts and offers at premium retailers - from jewelry to apparel to electronics.
    • Merchandise from top brands including: Dooney & Burke, Apple, North Face, FitBit, Weber, Bose, Cuisinart, DeWalt, Pandora and more.
    • Merchandise Catalog Gift Cards: Best Buy, Darden Restaurants, Macys, Bed, Bath & Beyond, Amazon, Dillard's, Pottery Barn, L.L. Bean, Bass Pro Shop, 1-800-FLOWERS, Lands End, Charity Choice, Sunglass Hut, Neiman Marcus, SpaFinder, and more.
  • **1.5 points gained on purchases over $500.00; 1 point on all other purchases
  •  SecurLock Equip also available for additional protection against fraud

Promotion: Onyx Scorecard sign-up bonus

  • How can I qualify to receive the sign-up bonus points?

Criteria: 50,000 reward points awarded to member when they reach their cumulative $4,000 transaction dollar amount within the first 90 days.

  • How do the sign-up bonus points promotion work?

Below is an example of how the calculation and distribution of points are issued.

  • When are the points applied to my scorecard account?

15 days following the end of the promotion; points will be applied by midnight

  • How many reward points will I receive with a purchase of $500?

1.0 points are applied on ticket purchases up to $499;

1.5 points are applied on ticket purchases of $500 or more


ONYX Benefit Program Details:


ONYX Cardholders have access to special perks simply by being ONYX cardholders. Cardholders can learn more about available perks by visiting *

Click here to view statements, analyze spending, and make payments on your Onyx Card!

*Each individual offer hosts specific terms and conditions. Offers are available on