With ABNB savings, if you carry an average daily balance of $200 or more, you'll receive dividends every quarter. Not to mention, that as long as you carry a checking account along with your savings, it's totally free.*

Applying for a savings account is quick and can open an account online today!

Or consider another one of our other savings products:

Who doesn't like the sound of higher dividend rates and low risk?  ABNB Certificates are just that. 

How does a certificate work?

When purchasing a certificate, you invest a certain sum of money for a fixed period of time.  In exchange for your deposit, we will credit money in the form of dividends to your Certificate account at regular intervals. When you cash in your Certificate, your original investment and the dividend accrued gets paid back to you!  If for some reason you must redeem your Certificate before it matures, you may have to pay an “early withdrawal” penalty or forfeit a portion of the dividend you earned.

Certificates are available in 6, 12, 24, 36, and 60 month terms. A minimum balance of $1,000 is required to open and earn dividends on the account.

PLUS, check out our limited time Jumbo Special Certificates available in 27, 39, and 63 month terms! 

Learn more about our certificates →

The holidays always seem so far away, until they creep up on you and suddenly are only a few weeks away!  Every year you wish you had started saving sooner and probably make a resolution at New Years' to do just that.  Well, an ABNB Club Account can help you start saving now!  Whatever event you may be saving for...a club account can help.

A little at a time can make a big difference in the future.

ABNB has a Christmas Club and an Anytime Club Account that can help you start saving for specific purposes aside from your regular savings account. Most club accounts require as little as $5 to open, and may start collecting dividends if you carry an average daily balance of $200 or more.

With retirement so far away for some, it's hard to even imagine preparing for it already. However, the sooner you start saving, the sooner your money starts earning interest, and the more time your account has to grow.

One of the easiest ways to secure your future in retirement bliss is to start contributing to an Individual Retirement Account (IRA).

  •     An IRA account can be opened with as little as $100.
  •     Dividends may be earned on accounts with an average daily balance of $200 or more.

Learn More and Open an IRA →

Dreaming of purchasing a new home or remodeling that kitchen that's stuck in the 70's?  Don't just dream about it, start saving today so you can make those granite counter tops a reality.

You can start saving with a Money Market account, which earns greater dividends while still giving you access to your money when you need it.

  •     Money Market Accounts may be opened with as little as $1,000
  •     Dividends are compounded monthly

The Youth Savings account offers a way for first time account holders and anyone under 18 a way to establish membership with ABNB.


  • Youth Savings accounts may be opened with as little as $5
  • Dividends are compounded monthly
  • Plus, on youth accounts for newborns up to 1 year old, ABNB will match the $5 opening deposit

Better Than A Bank


(757) 523-5300
(800) 443-1141
Member Service
Center Hours:
8 AM - 7 PM Monday - Friday 9 AM - 1 PM on Saturdays



Your savings are federally insured up to $250,000 by The National Credit Union Administration (NCUA), a U.S. Government agency. Non-dividend bearing transaction accounts have unlimited coverage, e.g. checking accounts that do not earn interest. ABNB FCU is an equal housing lender and does business in accordance with the Equal Credit Opportunity Act. Some links on our website are external and are not operated by the credit union. Please be aware that ABNB is not responsible for the content of the alternate websites and privacy and security may differ from those on ABNB’s website.

ABNB Federal Credit Union’s Routing Number is 251481627. Please contact us with any questions. © Copyright 2010 - ABNB Federal Credit Union. 830 Greenbrier Circle, Chesapeake, VA 23320. All Rights Reserved.

Disclosures | ABNB Staff | BOD