Auto Loans

• Competitive fixed rates on new and used vehicles 
• 100% financing available 
• Extensive term options tailored to your needs 
• Pre-approval for extra bargaining power at the dealership 
• Refinancing options for lower rates and monthly payments 
• Funding as soon as 10 business days
• Personable and professional service from ABNB to Z

We’ve partnered with Enterprise Car Sales and TrueCar® to make your car buying experience as smooth and stress-free as possible. Whether you're looking to buy, sell, or trade, we offer financing options tailored to your needs—plus exclusive tools to help you make informed decisions.

With TrueCar®, you can search for vehicles that match your preferences, see what others have paid for similar models, and get a pre-negotiated price. And through our partnership with Enterprise Car Sales, you’ll enjoy a seamless purchase process backed by trusted service.

Not only do credit unions like ABNB offer better rates and loan terms, we also provide unique services to support you every step of the way.

Shop with Enterprise  Shop with TrueCar®

When looking around for the best auto loan offers, keep these three things in mind: 

1) Your total purchase price 

Buying a car can be a headache, partially because there are so many numbers to keep track of. When you look at a car online, the cost is usually hidden behind a button that says “Call for price”? For starters, that’s their way of getting you in the dealership. The other reason is because car prices vary a lot.  

There’s the MSRP, or “manufacturer’s suggested retail price”, the options, the discounts, taxes, warranty options, and more. Your total purchase price is the cost of the car plus any add-ons the dealer might try to sell you before you leave with the keys. Your car loan's monthly cost is based on the TOTAL purchase price — NOT the MSRP.  

2) Your interest rate and APR 

The next factors that go into your car loan’s monthly cost are interest and APR. Unless you’re buying a car with all cash, any auto loan is likely going to carry some interest. The APR, or annual percentage rate, is the yearly interest created by the loan that you took out. And always remember, a higher interest rate equals a higher monthly payment.

3) Your loan terms 

Simply put: a loan term is how long you have to pay the loan off.  Longer terms generally come with lower monthly payments, but you’ll pay more interest over time. So, you might save money upfront with a longer term, but you’ll end up paying more overall. Likewise, a shorter term comes with higher monthly payments, but you’ll pay less interest.

To file a debt/payment protection claim, call us at 757.523.5300.