Checking

Find a checking account that fits your lifestyle. 

Different life stages come with different needs. For some folks, maximizing finances through dividends and ATM rebates is the goal. For others, it’s all about the freedom of online banking and mobile deposits. No matter where you’re at or what you’re looking for, we’ve got a variety of checking and savings accounts that fit the bill. 

Even better, many of our solutions — including the Everyday Earnings, Everyday Value, Young Adult, and Military accounts — provide extra benefits like fuel rewards, free roadside assistance, extended warranties, and discounts for shopping, dining, and travel. Plus, with direct deposit from ABNB you’ll get paid up to one day early. Can your bank do that?

Key Features

  • Variety of Options
  • Visa® Debit Card
  • Digital Banking
Join ABNB

While all ABNB checking and saving accounts provide members with access to online banking and mobile deposits, some account benefits vary.  Looking for a cheat sheet? Check out the table below.  Want the abbreviated version? Four out of five checking accounts will grant you access to fuel savings, roadside assistance, healthcare savings, shopping discounts, and much, much more.

Details & Features Everyday Value Everyday Earnings Young Adult & Military Everyday Freedom
Minimum Opening Deposit $20 $20 $20 $20
Monthly Fee $5.95/month $8.95/month** $2.95/month Free with eStatements
eStatements Free* Free* Free* Free*
Dividends N/A Yes (See Rates) N/A N/A
ATM Rebates Up to $15/month Up to $15/month Up to $15/month Up to $5/month
Fuel Discounts Yes Yes Yes N/A
Roadside Assistance Yes Yes Yes N/A
ID Theft Assistance Yes Yes Yes N/A
Buyer Protection & Extended Warranties Yes Yes Yes N/A
Health Savings Yes Yes Yes N/A
Shopping Discounts Yes Yes Yes N/A
Billshark Yes Yes Yes N/A
Cell Phone Protection Yes Yes Yes N/A
Overdraft Protection Yes Yes Yes N/A
 

*$4.00 paper statement fee waived with eStatements. $4.00 paper statement fee waived for members 60+.

**$8.95/month service fee if average daily balance falls below $5,000. Some restrictions apply.

It’s as easy as 1, 2, 3: 

  1. Call the Member Service Center at 757.523.5300. 
  2. Use online banking to send us a message through the Secure Message Center. 
  3. Stop by your local branch to speak with us in person — we’d love to see you. 

Life happens. When it does, we’ve got you covered.  

In the event that your checking account can’t cover a recent purchase, overdraft protection provides peace of mind.  

Overdraft Options 

We offer three types of Overdraft Protection:

  1. Transfer From Savings: In accordance with federal regulations, you may transfer money from your savings account to your checking account up to six times per month to cover insufficient funds.  
  2. Overdraft Line of Credit: Alternatively, you may consider an ongoing “line of credit.” Interest rates for this option vary based on credit qualifications but will allow you to pay overdrawn funds. Then, you’ll pay those back from your primary account. 
  3. Premium Overdraft: Offered to qualified checking accounts, our Premium Overdraft program provides additional financial security by allowing you to overdraw your checking account up to a certain amount and returning to a positive balance within a set amount of time. Note: A $35 overdraft fee will apply per “item”, but no other interest or late fees will be charged. Terms and conditions may apply. 

Image of mobile device showing snapshot of app.

ABNB Value+

Don't miss out on all the perks and benefits of your account.

Download the ABNB Value+ app today. 
ABNB Value+ Icon

 

Consumer Checking Account Disclosure