Skip to content

Credit Cards

Choose one of our cards and get rates as low as 8.49% APR*!

Whether you choose rewards points or the lowest rate, you'll be able to enjoy the purchasing power and flexible terms that fit your lifestyle.

Take control of your finances today and save!

RATES

TRY OUR FINANCIAL CALCULATOR

Credit Cards

Rates as low as

8.49% APR*

*APR= Annual Percentage Rate

All of our cards feature:

kms_securlock

Our card types include:

  • Visa ONYX - The credit card with Bonus Points and ScoreCard Rewards!
  • Visa Platinum – Enjoy low rates that stay low!
  • Visa Platinum Reward – Earn 1 point for every dollar spent to redeem for rewards like flights, merchandise, gift cards, and more!
  • MasterCard Platinum – Enjoy the power of MasterCard while earning 1 point for every dollar you spend!

KMS_Onyx19

Our Cards:

ONYX Visa Platinum Visa Platinum Reward MasterCard Platinum

Credit Line

Minimum 
$5,000

Credit Line

Minimum
$500

Credit Line

Minimum 
$500

Credit Line

Minimum 
$500

Annual Fee

None

Annual Fee

None

 

Annual Fee

None
 

Annual Fee

None

Sign-up Bonus

50,000 pts*
See Details

Sign-up Bonus

None

Sign-up Bonus

None

Sign-up Bonus

None

Transaction Fees (Cash Advance Fee, Balance Transfer Fee)

None

Transaction Fees (Cash Advance Fee, Balance Transfer Fee)

None

Transaction Fees (Cash Advance Fee, Balance Transfer Fee)

None

Transaction Fees (Cash Advance Fee, Balance Transfer Fee)

None

APR for Purchases, Cash Advances, & Transfer*

Prime plus 8% - 18%

APR for Purchases, Cash Advances, & Transfer*

8.49%-17.99%

APR for Purchases, Cash Advances, & Transfer*

9.99%-17.99%

APR for Purchases, Cash Advances, & Transfer*

9.99%-17.99%

Late Fee Grace Period

3 days

Late Fee Grace Period

3 days

Late Fee Grace Period

3 days

Late Fee Grace Period

3 days

Late Payment Fee

Up to $25

Late Payment Fee

Up to $25

Late Payment Fee

Up to $25

Late Payment Fee

Up to $25

Over-Limit Fee

None

Over-Limit Fee

None

Over-Limit Fee

None

Over-Limit Fee

None

Rewards

Complete Advantage Benefits and Cash Back capabilities!

Additional Features

Rewards

N/A

Rewards

ScoreCardRewards Bonus Points

Rewards

ScoreCardRewards Bonus Points