Financial Counseling

ABNB isn't just your financial institution of choice; we also strive to be your trusted financial partners for life. We all face so many unexpected twists and turns, dealing with them and keeping your finances straight can be stressful. ABNB's Financial Counseling Representatives are here to assist you — no matter what your situation is.

Listed below, we offer three different counseling programs geared towards your individual situation. In addition, we periodically offer financial seminars covering specific financial issues.


Budget Counseling

Budget counseling is offered FREE of charge to ABNB members who simply want to find out where they stand financially. A personalized spending plan is developed, your credit report is reviewed, any necessary financial issues are resolved, and recommendations are made. 

Budget counseling areas include: 

  • Developing long and short term goals
  • A review of your current financial standing
  • Plans to implement modifications in your current strategy to enable you to reach those goals
  • Professional assistance every step of the way
Money Managing

Money Management is a short-term program (3 to 6 months) offered FREE of charge to ABNB members who:

  • Have enough money to pay their financial obligations but don't seem to be establishing or meeting financial goals.
  • Can meet their financial obligations but seem to be getting further behind. 

In addition to the financial counseling you receive, you will be able to work with the financial counselor one-on-one to strengthen your financial decision making skills.

Debt Managing

Debt Management is a long-term program (1 to 5 years) offered FREE of charge to ABNB members who are in serious financial debt, where the monthly obligations equal or exceed the monthly income. 

Through the Debt Management Program:

  • Financial priorities and lifestyles are adjusted
  • Payments to creditors are often reworked and lowered in a fair and equitable manner enabling you to meet all of your financial obligations.

Debt Management is the preferred alternative to bankruptcy. It can work. Don't wait until it is too late to seek help. Call the Financial Counseling Department directly at (757) 523-5380 for a confidential appointment or use the link below to contact us today!

Credit Score Seminar

Would you like to work on improving your credit score, but you don't know how to go about doing it? Do you have little or no credit, and would like to learn the best way to go about establishing credit for yourself?

We can help!

When: Monday, Oct 30, 2017 at 5:30pm

Where: Wishart Branch, 4524 Wishart Road, Virginia Beach, VA 23455

Topics Covered

  • Credit Scoring
  • Credit Repair
  • How to Initiate a Dispute
  • How to Establish/Reestablish Credit

Attending The Seminar?

  1. Reservations are required.  Call in your reservation to the Financial Counseling Department, at (757) 523-5380.
  2. We will be reviewing your credit report with you, so first we'll need you to complete a release authorizing us to pull a credit report inquiry.  Click here to download the release form.
  3. Send your completed release form by Thursday, October 26, 2017 to:  ABNB Financial Counseling, 4524 Wishart Road, Virginia Beach, VA 23455  OR Fax to: Attn: Financial Counseling at (757) 464-4176

Space is limited, so act fast!

Understanding and Improving Your Credit Score

Would you like to work on improving your credit score, but you don't know how to go about doing it? We can help!