SMARTMOVE Mortgage Program
SMARTMOVE® Mortgage Program
When you’re looking to buy or sell your home, there’s only one smart move you can make! Before you begin your home search or sign with a real estate agent, come to ABNB first for your SMARTMOVE® mortgage, an exclusive benefit for ABNB members. You’ll get:
- Money back on your mortgage with generous cash rebates
- Competitive rates and terms
- Home buying and selling services
Call or text 757.756.6974 to learn more, and mention that you’re an ABNB member.
Buying A Home
Step One: Get Pre-Approved For a Loan
Loan pre-approval is the best advantage you can give yourself as a buyer. Sellers will take your offer more seriously and you’ll have a huge edge over buyers who are not pre-approved. To learn more about the benefits of pre-approval and how to begin, contact your ABNB SMARTMOVE® coordinator!
Step Two: Learn the Market
One of the best ways to learn about the market you're interested in is to be constantly looking at properties. To become familiar with your market, search properties on our Property Search finder.
Step Three: Choose a Professional
Having an agent represent you as a buyer puts a knowledgeable, professional negotiator in your corner and it doesn’t cost you anything. We can match you with the best sales associate based on your individual home buying needs and requirements.
Step Four: Secure Your Loan
When you find the right home, we can make the process of financing easier with one-stop shopping for lenders and loan products. We’ll help you choose the right loan based on your current finances and how long you plan to own your home. To learn more about securing your loan and how to begin, contact your ABNB SMARTMOVE® coordinator!
Selling A Home
Step One: Understand the Market
The best way to be successful is to understand the realities of today’s market. Ultimately, the best way to understand the market is to schedule a pre-market consultation with an strong listing agent. Our coordinator will work diligently to select the best agent based upon the location of your home as well as the unique marketing strategy necessary to give it maximum exposure. We've sold thousands of homes, and are uniquely positioned to help sellers understand what they can do to properly prepare their house for sale. Click here to schedule a consultation.
Step Two: Learn Your Property's True Market Value
Research has proven there is nothing more important than setting the right asking price for your house. That's why we highly recommend seeking the help of a real estate professional with the expertise and experience to get your property priced right – right from the start. Our highly trained sales associates will provide you with a data driven Competitive Market Analysis (CMA) at no cost or obligation. For more information, click here.
Step Three: Select a Professional Listing Agent
A great agent helps you better understand the selling process and gives you a number of advantages in selling your home. With local knowledge of home values and expertise in pricing and negotiating, rest assured that you will get the most for your house. To help you select an agent, click here.
Step Four: Marketing and Networking
Getting the best price in the least amount of time means delivering the right buyer for your house. We require our referred agents to do this with a combination of a solid marketing plan, targeted media exposure, and maximizing our powerful network of local and out-of-town buyers. To learn more about listing your property for sale with us, click here.
Step Five: Attract More Buyers by Adding Incentives to Your Property
With the goal of making your property “stand out” from the competition, we highly recommend a Home Warranty and that you rely on your agent to offer creative suggestions on how best to attract buyers and effectively compete with other active listings in your specific market area.
If you are leaving the area, we can help you move across the State, Nationally or Internationally
If you're moving out of the area, let your coordinator make the transition easier. Not only can we get your house sold in the least amount of time, but we can also help you find a professional agent with a leading company no matter where you're moving. To learn more about how we can help, click here.
|30 Year Fixed Rate||6.375%||6.476%|
|20 Year Fixed Rate||6.125%||6.224%|
|15 Year Fixed Rate||5.875%||5.972%|
|10 Year Fixed Rate||5.75%||5.845%|
|FHA 30 Year Fixed Rate||Call for most current rate|
|Federal VA 30 Year Fixed Rate||Call for most current rate|